Disclaimer Examples: Medical, Financial, Affiliate & More
Protect your website with the right disclaimers. This guide provides ready-to-use disclaimer templates for different industries, explaining when you need each type and how to customize them for your specific situation.
What is a Disclaimer and Why Do You Need One?
A disclaimer is a legal statement that limits your liability and sets expectations for how your content or services should be used. While disclaimers alone cannot protect you from all legal claims, they serve as an important layer of defense by clearly communicating the nature and limitations of your content.
Disclaimers are particularly important when you provide information that readers might rely on for important decisions—health choices, financial investments, legal matters, or professional advice. Without proper disclaimers, you could face claims that your content caused someone harm, even if you never intended to provide professional advice.
When Do You Need a Disclaimer?
You need a disclaimer when your website or content provides information about health, finance, legal matters, fitness, or any topic where readers might take action based on your content. You also need specific disclosures when you earn money from affiliate links, sponsored content, or endorsements.
Types of Disclaimers Covered in This Guide
Different types of content require different disclaimers. Here are the main categories we'll cover with ready-to-use templates:
Medical Disclaimer
For health, wellness, and medical content websites
Financial Disclaimer
For investment, trading, and financial advice content
Affiliate Disclaimer
For affiliate marketing and sponsored content
Fitness Disclaimer
For exercise, workout, and fitness programs
Legal Disclaimer
For general legal protection and liability limitation
Professional Advice Disclaimer
For consulting and professional services content
Educational Disclaimer
For courses, tutorials, and educational content
Product/Service Disclaimer
For e-commerce and SaaS applications
1. Medical Disclaimer Template
A medical disclaimer is essential for any website that discusses health topics, symptoms, treatments, medications, nutrition, or wellness practices. This disclaimer clarifies that your content is informational only and not a substitute for professional medical advice.
When You Need a Medical Disclaimer
- Health and wellness blogs
- Nutrition and diet websites
- Alternative medicine content
- Mental health resources
- Supplement or vitamin information
- Symptom checkers or health tools
Medical Disclaimer Template
MEDICAL DISCLAIMER
The content on [Your Website Name] is for informational and educational purposes only and is not intended as medical advice. The information provided should not be used for diagnosing or treating a health problem or disease.
This website does not provide medical advice, diagnosis, or treatment. The content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.
Never disregard professional medical advice or delay in seeking it because of something you have read on this website. If you think you may have a medical emergency, call your doctor, go to the emergency department, or call emergency services immediately.
Reliance on any information provided by [Your Website Name], its employees, or other visitors to this site is solely at your own risk.
Last updated: [Date]
Customization Tips for Medical Disclaimers
- Be specific about your limitations: If you're not a licensed healthcare provider, say so explicitly
- Include emergency information: Always direct users to seek emergency care for urgent situations
- Reference relevant authorities: Consider mentioning that readers should consult licensed professionals in their jurisdiction
- Update regularly: Medical information can change; include a last updated date
2. Financial Disclaimer Template
Financial disclaimers are critical for any content discussing investments, trading, cryptocurrency, personal finance, or money management. Given the potential for significant financial loss, these disclaimers help protect you from claims that your content led to financial harm.
When You Need a Financial Disclaimer
- Investment blogs and newsletters
- Stock analysis and trading content
- Cryptocurrency information
- Personal finance advice
- Retirement planning content
- Tax information websites
Financial Disclaimer Template
FINANCIAL DISCLAIMER
The information provided on [Your Website Name] is for general informational and educational purposes only. It is not intended as, and should not be construed as, financial, investment, tax, or legal advice.
[Your Website Name] is not a registered investment advisor, broker-dealer, or financial planner. The content on this website represents the opinions of the author and should not be considered personalized financial advice.
Investment Risk Warning: All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Any investment or trading strategies discussed are purely for informational purposes.
Before making any investment decision, you should conduct your own research and due diligence, and consider seeking advice from a qualified financial advisor who understands your personal financial situation.
The author and [Your Website Name] are not responsible for any investment decisions made based on the content of this website. Any action you take based on the information provided is strictly at your own risk.
Last updated: [Date]
Important: SEC and FINRA Regulations
If you provide investment advice or recommendations for compensation, you may need to register as an investment advisor. A disclaimer alone is not sufficient to avoid regulatory requirements. Consult with a securities attorney if you're unsure about your obligations.
3. Affiliate Disclaimer Template
An affiliate disclaimer is legally required in the United States under FTC (Federal Trade Commission) guidelines whenever you earn commissions or other compensation for recommending products or services. Similar requirements exist in the EU, UK, and other jurisdictions.
FTC Disclosure Requirements
The FTC requires that affiliate relationships be disclosed clearly and conspicuously. Here are the key requirements:
Clear and Conspicuous
Disclosures must be easy to find and read—not buried in footnotes or hidden behind links.
Close to the Claim
Place the disclaimer near the content it applies to, not just in a separate page footer.
Plain Language
Use simple, everyday language that your audience can understand without legal expertise.
Prominent Placement
Ensure disclosures appear before users make purchasing decisions or take action.
Affiliate Disclaimer Template (Full Page Version)
AFFILIATE DISCLOSURE
[Your Website Name] is a participant in affiliate marketing programs, which means we may earn commissions on qualifying purchases made through links on this website. This comes at no additional cost to you.
When you click on an affiliate link and make a purchase, we may receive a small commission from the merchant. These commissions help support our website and allow us to continue providing free content.
Our Promise to You: We only recommend products and services that we believe will add value to our readers. Our opinions are our own and are not influenced by compensation. We will always disclose when a link is an affiliate link.
Some of the affiliate programs we participate in include:
- Amazon Associates Program
- [Other affiliate program names]
If you have any questions about our affiliate relationships, please contact us at [email address].
Last updated: [Date]
In-Content Affiliate Disclosure (Short Version)
Use this shorter version at the beginning of posts containing affiliate links:
"Disclosure: This post contains affiliate links. If you make a purchase through these links, we may earn a commission at no extra cost to you. See our full affiliate disclosure for more information."
4. Fitness and Exercise Disclaimer Template
Fitness disclaimers are essential for websites, apps, or content that provide workout routines, exercise instructions, or fitness advice. Physical activity carries inherent risks, and a proper disclaimer helps protect you from liability.
When You Need a Fitness Disclaimer
- Workout and exercise programs
- Personal training websites
- Yoga or pilates instruction
- Sports training content
- Fitness apps and videos
- Weight loss programs
Fitness Disclaimer Template
FITNESS AND EXERCISE DISCLAIMER
The fitness, exercise, and nutritional information provided on [Your Website Name] is for educational and informational purposes only. This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment.
Consult Your Physician: Before beginning any exercise program, nutrition plan, or making changes to your lifestyle, consult with your physician or other healthcare provider to ensure it is safe for you. This is especially important if you have any pre-existing medical conditions, injuries, or are taking medications.
Assumption of Risk: Physical exercise involves inherent risks, including but not limited to injury, illness, or death. By using the content on this website, you acknowledge that you understand these risks and assume full responsibility for your participation.
[Your Website Name] and its authors are not responsible for any injuries, damages, or other claims that may result from following the exercise or nutrition information provided. Any exercise, workout, or nutrition program you undertake is at your own risk.
If you experience any pain, dizziness, or discomfort during exercise, stop immediately and seek medical attention.
Last updated: [Date]
5. General Legal Disclaimer Template
A general legal disclaimer provides broad protection for your website content. It's useful as a catch-all when your content doesn't fall into specific categories like medical or financial advice.
General Legal Disclaimer Template
DISCLAIMER
The information contained on [Your Website Name] is for general information purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.
Any reliance you place on such information is strictly at your own risk. In no event will we be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website, you may be able to link to other websites which are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, [Your Website Name] takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Last updated: [Date]
6. Professional Advice Disclaimer Template
If your website provides information that could be construed as professional advice—such as legal, accounting, engineering, or consulting content—you need a disclaimer clarifying that your content is not a substitute for hiring a licensed professional.
Professional Advice Disclaimer Template
PROFESSIONAL ADVICE DISCLAIMER
The information provided on [Your Website Name] is for general informational purposes only and should not be construed as professional [legal/accounting/engineering/etc.] advice for any specific matter.
No [attorney-client/professional-client] relationship is created by using this website or accessing its content. The information on this website is not intended to create, and receipt of it does not constitute, a professional relationship.
While we strive to provide accurate and up-to-date information, [profession/industry] regulations vary by jurisdiction and are subject to change. You should not act or refrain from acting based on any content on this website without seeking appropriate professional advice.
[Your Website Name] expressly disclaims all liability for actions taken or not taken based on any content of this website. For specific guidance tailored to your situation, please consult with a qualified [professional type] licensed in your jurisdiction.
Last updated: [Date]
7. Educational Content Disclaimer Template
For websites offering courses, tutorials, or educational content, this disclaimer clarifies that results may vary and that your content represents educational information rather than guarantees of success.
Educational Content Disclaimer Template
EDUCATIONAL DISCLAIMER
The courses, tutorials, and educational content provided by [Your Website Name] are for informational and educational purposes only. Individual results may vary.
No Guarantees: While we believe our educational content provides valuable information, we make no guarantees regarding the level of success you may experience. The strategies, methods, and techniques described are based on our experience and research but are not guaranteed to produce specific results.
Your success depends on many factors including your background, dedication, and effort. We cannot guarantee that you will achieve any specific outcomes from using our educational materials.
Not Professional Advice: The content provided is educational in nature and should not be considered professional, financial, legal, or career advice. Always conduct your own research and consult with qualified professionals before making significant decisions.
By using our educational content, you agree that [Your Website Name] is not liable for any outcomes or lack thereof resulting from the use of our materials.
Last updated: [Date]
8. E-commerce and Product Disclaimer Template
For online stores and SaaS companies, product disclaimers help set expectations about your products or services, limit liability, and address common issues like pricing, availability, and product accuracy.
E-commerce Product Disclaimer Template
PRODUCT AND SERVICE DISCLAIMER
Product Descriptions: We make every effort to display and describe our products as accurately as possible. However, we cannot guarantee that your monitor's display of colors will be accurate, and product descriptions may contain inadvertent errors.
Pricing: All prices are subject to change without notice. We reserve the right to correct pricing errors at any time. In the event of a pricing error, we may cancel your order and refund any amounts charged.
Availability: Product availability is subject to change without notice. We do not guarantee that all products listed on our website are in stock at all times.
Third-Party Products: Products from third-party sellers or manufacturers may have their own warranties and disclaimers. [Your Website Name] is not responsible for the performance or quality of third-party products.
Software/Digital Products: Digital products and software are provided "as is" without warranty of any kind. We do not guarantee that our software will be error-free or meet all your specific requirements.
For any questions about specific products or services, please contact us at [email address].
Last updated: [Date]
9. Testimonials and Results Disclaimer
If your website features testimonials, case studies, or success stories, you need to disclose that results may vary. The FTC requires that typical results be disclosed alongside exceptional testimonials.
Testimonials Disclaimer Template
TESTIMONIALS DISCLAIMER
The testimonials, reviews, and case studies displayed on [Your Website Name] represent real experiences from customers and users of our products/services. However, individual results may vary.
These testimonials reflect the experiences of individual users and are not intended to represent or guarantee that you will achieve the same or similar results. Each individual's success depends on their background, dedication, desire, and motivation.
The testimonials displayed are given verbatim except for corrections of grammatical or typing errors. Some testimonials may have been shortened where the full testimonial contained extraneous information not relevant to the general public.
[Your Website Name] does not claim that the products or services discussed will generate specific results. We make no guarantees about the outcome of using our products or services.
Last updated: [Date]
10. Views and Opinions Disclaimer
For blogs, opinion pieces, and content where personal views are expressed, this disclaimer clarifies that views represent the author's opinions rather than facts or the official position of an organization.
Views and Opinions Disclaimer Template
VIEWS AND OPINIONS DISCLAIMER
The views and opinions expressed on [Your Website Name] are those of the individual authors and do not necessarily reflect the official policy or position of any organization, employer, or company with which the authors may be affiliated.
Any content provided by our bloggers, contributors, or authors are of their opinion and are not intended to malign any religion, ethnic group, club, organization, company, individual, or anyone or anything.
Comments and responses to blog posts represent the views of the commenter alone and do not represent the views of [Your Website Name] or its authors.
We reserve the right to remove or edit comments that contain offensive content, personal attacks, or spam.
Last updated: [Date]
Where to Display Your Disclaimers
The placement of your disclaimers matters for both legal protection and user experience. Here are best practices for disclaimer placement:
Dedicated Disclaimer Page
Create a standalone "/disclaimer" page that contains all your disclaimers in one place. Link to this page from your footer navigation so it's accessible from every page of your website.
In-Content Placement
For specific types of content (like affiliate posts or medical articles), include a brief disclaimer at the beginning or end of the content. This ensures users see the relevant disclaimer before or immediately after consuming the content.
Footer Links
Include links to your disclaimer page (along with your Privacy Policy and Terms of Service) in your website footer. This is standard practice and ensures the disclaimer is accessible from every page.
Checkout and Sign-up Pages
For e-commerce and SaaS products, include relevant disclaimers during the checkout or sign-up process. This ensures users acknowledge important limitations before completing their purchase.
Combining Multiple Disclaimers
Many websites need multiple types of disclaimers. You can combine them into a single comprehensive disclaimer page, organized with clear headings for each section. For example:
- General Information Disclaimer
- Medical Information Disclaimer (if applicable)
- Financial Information Disclaimer (if applicable)
- Affiliate Disclosure
- Testimonials Disclaimer
- External Links Disclaimer
Legal Limitations of Disclaimers
While disclaimers provide important protection, they have limitations:
- Cannot disclaim gross negligence: You cannot use a disclaimer to avoid liability for reckless or grossly negligent conduct
- Consumer protection laws: Disclaimers cannot override statutory consumer rights in many jurisdictions
- Professional regulations: A disclaimer cannot replace required professional licensing or regulatory compliance
- Fraudulent claims: Disclaimers do not protect against intentionally false or misleading statements
Disclaimers work best as part of a comprehensive legal strategy that includes appropriate insurance, proper business practices, and when needed, professional legal advice.
Frequently Asked Questions
Are disclaimers legally required?
It depends on your content and jurisdiction. Affiliate disclosures are legally required by the FTC in the US when you earn compensation from recommendations. Medical and financial disclaimers, while not always legally required, are strongly recommended best practices to limit liability and are expected in these industries.
Can I copy a disclaimer from another website?
While you can use templates as a starting point, you should customize them for your specific situation. A disclaimer that works for one business may not adequately protect another. Consider the specific risks of your content and business model when crafting your disclaimers.
How often should I update my disclaimers?
Review and update your disclaimers at least annually, or whenever you make significant changes to your content, business model, or when regulations change. Always include a "last updated" date on your disclaimer page.
Do I need a lawyer to write my disclaimers?
For general informational websites, template-based disclaimers may be sufficient. However, if your business involves significant liability risks, professional services, or regulated industries, consulting with a lawyer is recommended to ensure your disclaimers are appropriate and enforceable.
What's the difference between a disclaimer and Terms of Service?
A disclaimer limits liability for specific content or information, while Terms of Service is a broader contract governing the use of your website or service. They serve different purposes and you typically need both. Your Terms of Service may incorporate your disclaimers by reference.
Create Your Custom Disclaimer
Use our free Disclaimer Generator to create a comprehensive, customized disclaimer for your website. Generate professional disclaimers tailored to your specific content and industry.
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